Kara Stewart Wealth —

A Family Legacy of Guidance, Growing Into the Future

As Featured In The Windsor Connection Business Spotlight, January 2026

Merging experience with next-generation energy in Windsor, CA

By Lily Rae - Photos by Christy Marie

Windsor is a community built on connection, care, and people who genuinely show up for one another. Among the local professionals who embody that spirit is Kara Stewart, founder of FOCUS Strategic Solutions.

With over 27 years of experience as a financial fiduciary, Kara is a trusted guide for families seeking clarity and confidence, whether they are preparing for retirement, navigating their golden years, or anywhere in between.

Kara created FOCUS with a simple but powerful mission. She wanted to offer education, transparency, and a personalized planning experience that blends both health and wealth.

“Money touches every part of our lives — our health, our relationships, our sense of security,” Kara says. “My job is to make those conversations feel safe, clear, and actually hopeful.”

Central to her work is the firm’s signature F.O.C.U.S. framework, displayed below in its true form.

The FOCUS acronym represents the heart of Kara’s approach and is the foundation of every plan she helps build. According to Kara, “Retirement and financial plans are like snowflakes… no two are exactly the same!”

To ensure she’s able to help each of her clients accomplish their financial goals, FOCUS Strategic Solutions offers a broad and holistic menu of services including:

  • Tax efficient retirement planning

  • Long term care education and strategy

  • Holistic planning that supports both health and wealth

  • Social Security and Medicare guidance

  • Multi generational planning

  • Fiduciary oversight and second opinions

  • Educational workshops, webinars, and community based learning

This year marks an exciting evolution for the firm with the creation of Stewart Wealth Advisory Group, fondly referred to by Kara as “SWAG.” As a Registered Investment Advisory (RIA) firm, Stewart Wealth Advisory Group enhances the comprehensive solutions Kara has provided to her clients for decades and demonstrates her commitment to independence, elevated fiduciary responsibility, and delivering thoughtful, client-centered care to families.

Stewart Wealth Advisory Group also represents a significant family milestone as Kara’s adult children, Justin and Genevieve, step into the business and contribute to the next generation of service. Clients often describe the experience as one family caring for another, a sentiment that SWAG embodies perfectly.

In addition to her work with clients, Kara is a published author of two financial education books—one written independently and the other co-authored with industry colleagues. Both showcase her dedication to empowerment, financial literacy, and helping individuals and families achieve clarity.

Her well known phrase "Get FOCUSed. Your future self will thank you." has become a favorite among clients and readers alike.

This past year has been a season of personal transformation for Kara, one that has deepened her purpose and strengthened her commitment to serving the Windsor community. Clients describe her as warm, grounded, and genuinely invested in their wellbeing. Many relationships span decades, a reflection of the trust she has built over the years.

As FOCUS and SWAG continue to grow, Kara remains devoted to serving families with integrity, compassion, and a heart for meaningful education. Her philosophy is simple. Every family deserves clarity. Every plan deserves intention. And every person deserves to feel empowered about their future.

FOCUS Strategic Solutions is honored to be part of the Windsor community and grateful for the trust placed in them year after year.

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